Find tax-saving moves in your portfolio
in 2 minutes
Upload your Zerodha reports — we run FIFO-accurate calculations and surface every legal tax-saving move in under 2 minutes. Completely free.
Currently supports Zerodha · 100% private · No account needed · No credit card
Find tax-saving moves in your portfolio
in 2 minutes
Upload your Zerodha reports — we run FIFO-accurate calculations and surface every legal tax-saving move in under 2 minutes. Completely free.
Currently supports Zerodha · 100% private · No account needed · No credit card
Most investors unknowingly overpay thousands in capital gains tax
Every financial year, the government gives you two powerful tax-saving tools. Almost nobody uses them — because nobody tells you where to look.
The ₹1.25 Lakh "Free Gift"
Profits on stocks held over 1 year (LTCG) are completely tax-free up to ₹1.25 lakh. Beyond that, you pay 12.5%. If you don't actively harvest this exemption before March 31st, it simply expires — unused.
Most investors don't claim even ₹1 of this. That's up to ₹15,625 left on the table — every year.
Losses That Could Erase Your Tax Bill
Short-term gains (STCG) are taxed at 20%. But any stock you're holding at a loss can be sold to offset those gains — legally reducing what you owe to zero. The loss can even be carried forward 8 years.
Your portfolio probably has losses hiding in plain sight. They expire unused if you don't act by March 31st.
The result: Investors sell stocks without knowing the real tax cost. CAs charge ₹2,000–₹5,000 for a manual estimate — when the answer can be computed in 2 minutes. See yours now →
How it works
Simple process. Clear results.
Upload Your Tradebook
Download your Zerodha tradebook, holdings report, or Tax P&L from Console. Upload one or all three — the tool works with whatever you have.
Get Your Action List
We run FIFO-accurate calculations across all your positions and show you exactly which long-term stocks can lock in your ₹1.25L benefit and which losses to harvest.
The 'Sell & Buy Back' Move
Sell the recommended stocks today. Buy them back the next trading day. Your tax position resets — your portfolio stays intact.
Claim your ₹1.25 lakh tax-free limit
Book long-term gains within the annual exemption before the FY ends.
Use your losses to wipe out taxes
Harvest unrealized losses to offset gains and reduce your tax bill.
Keep your portfolio intact
Sell and buy back the next day. Same positions, better cost basis.
See it in action
Watch a 2-minute walkthrough
See exactly how TaxHarvestLab analyzes your portfolio
No account needed to watch
Real investor scenarios
See how the optimizer handles different situations
Gain Harvesting
Situation
Unrealized LTCG: Rs 3L
Realized gains: Rs 0
Tool suggests
Book Rs 1,25,000 LTCG
Result: ₹18,750 saved
Loss Offset
Situation
Realized STCG: Rs 40,000
Unrealized STCL: Rs 40,000
Tool suggests
Book Rs 40,000 STCL
Result: ₹31,200 saved
No Action
Situation
Unrealized STCG: Rs 30,000
Tool suggests
No action
Result: No action needed
Real investors, real results
Expert explainers
Tax Harvesting Basics
How to Save Taxes on Equity Investments
Verified reviews
Real Investor Shares Their Tax Savings Success
How One Investor Optimized Their Capital Gains
What investors are saying
Used by 2,000+ investors before making tax-saving decisions this FY
Finally understood what LTCG harvesting actually means. Uploaded my Zerodha tradebook and got a clear suggestion in under 2 minutes. This is what my CA charges me ₹2000 to calculate.
Arjun Mehta
Mumbai · Active trader
Zerodha investor, 6 years
Was about to sell some stocks blindly before March 31. Ran TaxHarvestLab first — it showed I had ₹48k STCL I could book to offset my STCG. Saved me a good chunk in taxes.
Priya Nair
Bengaluru · Long-term investor
Active trader, Bengaluru
Shared this with my investing group. Everyone was amazed at how simple it is. No sign-up friction, just upload and get results. More tools should work like this.
Siddharth R.
Delhi · Investing group admin
FIRE community, Mumbai
Frequently asked questions
Find out how much you could be saving on capital gains tax
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